IIC

Healthcare is personal—and protection should feel that way.

Medical & Health

We cut through the confusion of complicated medical systems. By sourcing carefully selected local and international health plans, we make sure you keep the freedom to choose your favorite doctors and hospitals while staying within your budget. Our job is to handle the red tape so your care is never delayed or compromised.

What’s Included

Individual Health Insurance

Personalized medical coverage ensuring you get private healthcare, doctor visits, and hospital care without out-of-pocket stress.

Group Medical Insurance

Tailored health benefits packages designed to cover an entire company's workforce, boosting employee retention.

International Medical Insurance

Premium, borderless health coverage providing access to top-tier global medical networks wherever you travel or live.

Guaranteed Renewability (GR)

A policy clause ensuring the insurer must renew your health plan regardless of your age or worsening medical conditions.

We’re here when you need clarity

Frequently Asked Questions

How do hospital approvals work if I have an emergency?

In an emergency, your health comes first. You go straight to the hospital, and our 24/7 support team steps in immediately to coordinate directly with the insurer’s medical board. We push the paperwork through in the background so you can focus entirely on getting better

Can I keep seeing my current doctor?

Yes. We specifically source plans with extensive local and international provider networks. During our onboarding conversation, we double-check your preferred clinics and doctors to make sure they are fully covered under your selected tier.

What is the difference between local and international health plans?

Local plans are built to give you premium coverage within a specific network of hospitals and clinics right here in Lebanon. International plans expand that safety net globally, allowing you to seek routine or specialized treatment anywhere in the world, which is ideal for frequent travelers or expats.

Are pre-existing or chronic medical conditions covered?

They can be, but it depends entirely on how the policy is structured upfront. Unlike generic platforms that bury exclusions in the fine print, we review your medical history thoroughly during our assessment phase to source underwriters who offer fair chronic condition riders.

How do I handle a reimbursement claim for an out-of-network visit?

Simply snap a photo of your detailed medical report, itemized invoices, and receipts, then send them over to us. Our dedicated team reviews the documents for compliance, files the claim with the insurer, and chases them down until your funds are safely deposited.

What happens to my premium as I get older?

Health insurance premiums naturally adjust based on age brackets and general medical inflation. However, by working with reliable, established insurers, we help you pick plans that prioritize long-term premium stability, ensuring you aren't hit with massive, unexpected price hikes later in life.