What’s Included
Single Trip Insurance
Short-term protection covering medical emergencies, trip cancellations, and lost luggage for one specific vacation or journey.
Annual Multi-Trip Insurance
Cost-saving coverage for frequent flyers that protects an unlimited number of international trips over a 12-month period.
Business Travel Insurance
Specialized corporate coverage handling missed meetings, tech device theft, and employee medical needs during work trips.
Emergency Evacuation & Repatriation
Life-saving coverage that pays to transport you to the nearest adequate hospital or arrange return home in a medical crisis.
We’re here when you need clarity
Frequently Asked Questions
If my flight is canceled at midnight, do I call the airline or IICLB?
Call us first. While the airline figures out their logistics, our 24/7 team tracks your policy rules to activate your delay or cancellation benefits immediately, setting up alternative accommodations or securing your financial tracking on the spot.
Does this cover adventurous activities or sports while I’m away?
Standard plans cover normal travel, but if you’re planning to ski, scuba dive, or do any high-energy sports, just let us know before you fly. We will add a quick, specific endorsement to make sure you are fully covered on the slopes or in the water.
What does "emergency medical evacuation" actually mean in practice?
If you suffer a severe injury or illness in a remote area where the local medical facilities cannot properly treat you, your policy covers the immense cost of an emergency airlift or specialized medical transport to the nearest high-quality international hospital.
Are pre-existing medical conditions covered while I am traveling abroad?
Most standard, off-the-shelf travel insurance policies exclude pre-existing conditions from emergency medical cover. If you have an ongoing health condition, let us know beforehand so we can source a specialized policy that includes emergency stabilization coverage while you're away.
How quickly can you issue my insurance certificate for a visa application?
Because our systems are fully integrated with top-tier underwriters, we can generate and email you your official, Schengen-compliant insurance certificate within minutes of confirming your travel details, keeping your embassy appointment completely on track.
Should I buy a single-trip policy or an annual multi-trip plan?
If you travel more than two or three times a year, an annual multi-trip policy is highly recommended. It saves you significant money, eliminates the hassle of buying a new plan before every flight, and ensures you are automatically covered for spontaneous trips.